SchoolsFirst FCU Mobile

35.5K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

The redesigned SchoolsFirst FCU Mobile Banking app makes managing your finances easier and more convenient than ever. Access your accounts anytime, anywhere with fingerprint and face recognition, view balances in a streamlined interface, deposit checks from your phone, move money between accounts, manage bill payments, and send money to fellow Members, all with state-of-the-art encryption and two-factor authentication keeping your information safe and secure.

More Features:

- Send and receive money with Zelle®
- Create custom subcategories to organize transactions just the way you want
- Edit transaction descriptions to easily track spending and stay on top of your finances
- Track how you save and spend, customize a budget, and set financial goals
- Find nearby ATMs and branches, as well as current wait times
- Instantly lock or unlock your debit and credit cards
- Manage credit card settings and preferences
- Set or cancel travel notices
- View and download account statements
- Safely send us secure, email-style messages with attachments
- View real-time loan, credit card, and savings rates
- Apply for a loan or check the status of loans in progress
- Manage your Overdraft Protection, Fraud Alerts, and more
- Shop for your next vehicle through TrueCar and Autoland
- Order checks

Disclosures
APR = Annual Percentage Rate. All loans subject to approval. Rates are subject to change without notice. SchoolsFirst FCU has a loan program featuring a range of interest rates for some of its consumer loans. A rate is based on a variety of factors, including the applicant's credit rating. SchoolsFirst FCU's maximum aggregate personal loan limit is $50,000 per qualifying Member. This includes all individual and joint personal loan credit combined. Maximum loan term based upon amount financed.

For loans with the purpose of post-secondary education expenses, additional disclosures and completion of a self-certification form are required. The borrower must sign and complete a self-certification form before funds can be disbursed on a Special Curriculum, Higher Education, or Personal loan for the purpose of post-secondary education expenses. In addition, the borrower has a three-day rescission period. During the rescission period, the borrower can cancel the loan and the lender cannot disburse loan funds. The rescission period starts when all applicable loan documents have been signed by the borrower(s).

Lowest rate reflects a 0.75% discount for payment made by automatic transfer from your SchoolsFirst FCU account. Rates for personal loans range between 5.25% APR (min.) - 18.00% APR (max.). Loan terms for personal loans range between 4 - 60 months. Estimated payment of $3.01 per $100 borrowed based on 5.25% APR and 36 month term.

Data and text charges may apply; check with your mobile provider. Deposit eligibility requirements apply.

SchoolsFirst FCU is not affiliated with TrueCar or Autoland.

Federally Insured by NCUA
Equal Housing Lender
With SchoolsFirst FCU Mobile you can access your accounts anytime, anywhere.
Updated on
Aug 28, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info and Financial info
  • This app may collect these data types
    App activity, App info and performance, and Device or other IDs
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

35.2K reviews
Josh Dobbs
August 14, 2026
The app reports incorrect information, showing a $0 minimum payment due for my credit card when that is not the case. Logging in via a web browser displays the correct amount. I have reported this multiple times, but months later, it is still an issue. It is frustrating that this bug persists, and getting canned responses about enrolling in auto-payment instead of fixing the app is unhelpful.
10 people found this review helpful
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SchoolsFirst FCU
August 15, 2026
Josh, thank you for sharing your concerns regarding the credit card information displaying incorrectly. We understand how frustrating this has been. Our team is aware of the issue and is working diligently to resolve it. We appreciate your patience and understanding as we work to ensure the information reflects accurately.
Brian Kim
July 1, 2026
This software never deals with switching away and back correctly. It's "Oops, Loading Failed" the app. If I switch to anything else and come back, rather than resuming correctly or timing out and going back to the login screen like every other banking app, it just freezes and shows that error message. I'd rate it lower, but it's otherwise functional.
1 person found this review helpful
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SchoolsFirst FCU
July 1, 2026
Brian, Thanks for your feedback. We’re sorry about the “Oops, Loading Failed” issue when switching apps. That’s not the experience we want, and we’ll share this with our team. Please contact us if it continues so we can help trouble shoot.
Elliot Avila
August 23, 2026
Recently, I've been having issues with the app loading anything. I always get an error, have to close the app and reopen it. And that doesn't always work either. Also, the app becomes near useless after midnight for me for some reason. It shows odd information like my card being canceled when it isn't, and charges disappear/appear in my checking account. As somebody who works overnight, it is incredibly frustrating that I can't have a reliable method to review my account during the day.
1 person found this review helpful
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SchoolsFirst FCU
August 24, 2026
Elliot, thank you for your feedback. We're sorry to hear about the issues you've experienced with the app, especially during overnight hours when you rely on it most. We'd like to learn more and help. Please contact us at 800-462-8328 so we can investigate the errors and account display concerns. We appreciate your patience and your Membership.

What’s new

Various bug fixes and usability improvements.
Content rating
Everyone
Learn more

App support

Phone number
+18004628328
About the developer
SchoolsFirst Federal Credit Union
mdegroen@schoolsfirstfcu.org
2115 N Broadway Santa Ana, CA 92706 United States
+1 714-673-5613

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