774K reviews
Content rating
Everyone
50M+
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Content rating
Everyone
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About this app

Imagine having a 24/7 financial sidekick, always there for you, wherever you go. Livin' has leveled up with exciting features to enrich your life to the fullest!

ALL YOUR GOLD NEEDS, ALL IN LIVINā€™āœ“
Open a Tabungan Emas, buy gold from trusted brands, pay in installments with KSM, sell your gold, or collect physical gold at an ATM or branch. All in one app.

NEW WAY TO PAY WITH QRISāœ“
Shop with QRIS is quick and easy with just a tap.

TAP-TO-PAY CONVENIENCE WITH YOUR CARDāœ“
No cards? No worries! Pay with a tap – quick and easy! Domestic and abroad transactions with your prefered source of funds – IDR or other currencies.

EARN LIVIN'POIN AND REDEEM EXCITING REWARDS āœ“
Use Livin’ for your everyday needs, earn Livin’poin, and redeem exciting rewards. Stay active, level up your Membership, and enjoy more perks.

CREDIT OPTIONS WITH VARIOUS OFFERSāœ“
Want to buy gold from partner merchants with flexible financing terms? Apply through KSM Emas! Need additional funds? Apply for a loan secured by timed deposit collateral via Livin' KA-Deposito or securities collaterals via Livin' KA-SBN!

ALL KIND OF ACCOUNTS FOR YOUR NEEDS! āœ“
Now available in IDR, Forex, or Current account. Also, choose between physical or virtual debit card according to your needs.

GROW YOUR INVESTMENT AND WEALTH IN ONE APPāœ“
Manage your investments effortlessly without switching between apps. From mutual funds, stocks, primary and secondary bonds, everything you need is seamlessly integrated into one app.

REGISTER LIVIN' FROM OVERSEAS āœ“
Sign up for Livin' using your local country number – we're going global, literally!

CROSS-CURRENCY TRANSFER āœ“
Send foreign currencies globally or between Mandiri accounts - it's cheap, fast, and easy. Full amount guaranteed! Now, transfer money abroad in Livin' supporting up to 18 currencies and 29 countries.

USE YOUR FOREX ACCOUNT AS YOUR SOURCE OF FUND NOW āœ“
Set your Forex Account as your funding source – get it done now. Then you can use Debit Card or Tap to Pay whenever you travel overseas! Without exchange fees!

QRIS LIVIN' IN MORE COUNTRIES āœ“
You only need Livin' to travel across Asia. Pay using QRIS in Thailand, Singapore, Malaysia, Japan, South Korea and China. Enjoy the flexibility to choose between savings or credit card as the source of fund.

ALL-IN-ONE WALLET āœ“
Connects all your wallets in one app – truly beyond banking!

EASY AND ALWAYS ON TIME WITH YOUR BILL PAYMENTS āœ“
Seamless payment experience with VA copy-paste and flexible source of funds (Savings or Credit Card). You can also activate auto bill payment to never miss a bill.

TOLL-FREE CALL 24/7āœ“
Livin’ Call by Mandiri ready to provide any banking information you need, toll-free, any time, any where. Talk to our customer service and get insight right away.

CARDLESS DEPOSIT AND WITHDRAWAL āœ“
Forget your wallet? No problem! Cash in and out at the ATM with Livin'.

EXPRESS FUNDS āœ“
Get loans and credit cards effortlessly, with swift approval! Loan limits up to IDR 1 billion.

YOUR KEY TO A DREAM HOMEāœ“
Dreaming of your ideal home? Livin' by Mandiri opens the door to your aspirations with Livin' KPR. Delve into a collection of captivating properties from our renowned developers and Livin' Lelang catalogue!

Your financial sidekick is leveling up – more features, better than ever! Register now and let Livin' enhance your financial adventures!

PT Bank Mandiri (Persero) Tbk. is licensed and supervised by the Indonesia Financial Service Authority (OJK) and Bank Indonesia (BI), and is a member of Deposit Insurance Corporation (LPS).

Menara Mandiri 1
Jenderal Sudirman Street Kav 54-55
Jakarta 12190 Indonesia
Phone: 14000, +62-21-52997777
Email: mandiricare@bankmandiri.co.id
SWIFT Code: BMRIIDJA
Livin' Aja, Semua Bisa!
Updated on
Sep 30, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • No data collected
    Learn more about how developers declare collection
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

769K reviews
David
August 24, 2026
The newest UI layout is bad. Too much information with drop-down menu on each segment. I hope we can use the previous Ul layout instead. Now to pay credit card, I need to search on the card menu, navigate to credit card, and repeat for each credit cards; which is a waste of time. The other sections are also inserted with advertisement, loyalty program, etc. Which make things confusing like tokopedia / shopee interface. I hope this new UI can be reviewed further to more streamline banking works.
8 people found this review helpful
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Alfi
September 15, 2026
Absolutely useless update, more bloatware for my bloated BANKING APP. I don't need my bank to chase trends, I want it to be boring and convenient when I look at my balance. And why change the layout for no reason at all other than for me to look at all the useless "features" when i'm trying to look at my e-wallet balances? Every update lowers the QoL, lowers the app performance, lowers the functionality, and increases the stereotypical garbage "features" found only on Indonesian slop apps.
2 people found this review helpful
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PT Bank Mandiri (Persero) Tbk
September 15, 2026
Hello @Alfi, we apologize for the inconvenience. Regarding the issue you’re experiencing, please send an email to mandiricare@bankmandiri.co.id or call Mandiri at 14000 so we can look into it. Thanks~Wiwit
Adli Syahmi
September 11, 2026
The latest update makes this app flood my notification with unnecessary promotions and the worst part is it groups all the notification types into one, hence when you turn it off, all important notifications (transactions, etc ) also will be turned off. Utter nuisance.
16 people found this review helpful
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PT Bank Mandiri (Persero) Tbk
September 11, 2026
Hi Friend @Adli Syahmi, we apologize for the inconvenience. Regarding the problem with the Livin’ by Mandiri service, please send an email to mandiricare@bankmandiri.co.id or call Mandiri Service 14000 so we can check it. Thanks~Danti

What’s new

This latest update is all about gold.

You can easily open a Gold Savings account, buy & sell and withdraw gold bars at dedicated gold ATMs or branches.

Start your gold investment journey, update your Livin' now!