PNC Mobile

315K reviews
Content rating
Everyone
10M+
Downloads
Content rating
Everyone
Learn more
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About this app

Manage Accounts:
- View account balances and transactions
- View statements and documents
- Deposit checks¹

Pay & Transfer:
- Send and receive money with people and businesses you know and trust with Zelle®²
- Transfer money between your PNC and external accounts.³
- Schedule and manage bill payments.
- Make payments to your PNC accounts.

Send Money with Zelle® - With just an email address or U.S. mobile number, you can quickly and easily send, request and receive money with people and businesses you know and trust—free in the PNC Mobile app.²

Rewards - View and manage your relationship and card rewards.

Profile & Settings:
- Manage your personal information and account preferences.
- Customize your PNC app experience.
- Manage your sign in preferences and alerts.

Virtual Wallet® Spending & Budgets:
- View your spending and set budgets.
- See where you're spending your money with categories like restaurants, gas and more.
- Create budgets to help stay on track.

Important Legal Disclosures & Information
1) PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. Use of the Mobile Deposit feature requires an eligible PNC Bank account and a supported camera-equipped device. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Digital Services Agreement.

2) Zelle® should only be used to send or receive money with people you know and trust. Before using Zelle® to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither PNC nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for, or the item is not as described or as you expected. To send or receive money with Zelle®, both parties must have an eligible checking or savings account at a participating financial institution in the U.S. Transactions typically occur in minutes between enrolled users. If the recipient has not enrolled, the payment will expire after 14 calendar days. See the PNC Zelle Terms of Use for additional terms and conditions. Use of Zelle® is subject to and conditional upon adherence to the terms and conditions of the PNC Zelle® Terms of Use.

PNC doesn’t currently charge a fee to send or receive money with Zelle®. However, your enrolled PNC account may incur overdraft fees, monthly service charges, and other fees as described in your account fee schedule.

3) There are limits to the number of transactions you can make from a savings or money market account per month.

Personas and bank account information presented in images are for illustrative purposes only.
Virtual Wallet is a registered mark of The PNC Financial Services Group, Inc.
Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
©2026 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC
Get 24/7 access to PNC Bank accounts and find the nearest branch or ATM.
Updated on
Sep 21, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, App activity, and Device or other IDs
  • This app may collect these data types
    Location, Financial info and 4 others
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

309K reviews
Diane Ebeling
September 1, 2026
The app is great when it works. I've been using it since I opened my account years ago. It's been great -easy to use - until the past 6ish months. Now when I'm able to open it it crashes. It tells me "close app" or "wait". If you click "wait" you can do things in the app while clicking on "wait" when it pops every few seconds but it takes a while to do what you need. I've tried uninstalling and reinstalling it. It doesn't do anything. I really hope this gets fixed!!
11 people found this review helpful
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Jeanie Pefferly
September 17, 2026
Much if the time this app will not open for me at all, or if it does, the biometric option is "temporarily unavailable." Today it would not open at all, but the only way to send money by Zelle is through the app. Iwas forced to uninstall and reinstall it. Still had problems opening the app, but eventually it worked. I can't believe there are this many problems with an app from a BANK!
4 people found this review helpful
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Kevin Fondren
September 7, 2026
They charge a "poor fee." Another example of a bank that will charge you a fee if there's not enough money coming in for them to make interest off of. The credit card offerings will never sweep you off your feet. Savings account interest is a joke. It's effectively zero unless you get a promotional apr, which they will slowly lower back to normal over time. Do yourself a favor and get a better bank.
8 people found this review helpful
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What’s new

Thank you for using the PNC Mobile app. It’s been upgraded with intuitive and powerful tools and organized so important features you rely on are easy to find and use.