2.35K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

Mercury offers radically different banking* designed to optimize your business and personal finances.

Mercury business banking comes complete with free payment options, credit cards,** expense management, invoicing, bill pay, accounting automations, and more. All in one place, all entirely online. Plus, Command – built-in Al that handles financial work for you.

Loved by over 300K entrepreneurs, Mercury for business enables companies to handle their financial work like seasoned pros, so they can be sure every dollar is doing exactly what it should. Plus, you can access up to $5M in FDIC coverage* through our partner banks and their sweep networks.

Mercury Personal* is designed to help ambitious people level up their personal finances with the same great Ul and powerful features. It comes loaded with high-yield savings accounts, unlimited USD wires, a joint account, and more -all for one annual subscription fee of $240.

*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC. FDIC deposit insurance covers the failure of an insured bank. Deposits in checking and savings accounts are FDIC-insured through Choice Financial Group and Column N.A. and their Sweep Program Network Banks. Certain conditions must be satisfied for pass-through FDIC insurance to apply. Learn more at mercury.com.

**The IO Card is issued by Patriot Bank, N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated.
Business and personal accounts
Updated on
Sep 29, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Photos and videos and 3 others
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

2.32K reviews
Jomoma
April 8, 2026
Not user friendly. Missing settings function to restrict or unblock account use. Notification can't be edited for what gets pushed or emailed. I had to go through the online app to do these tasks. it want friendly there either. verbiage on restrictions made me block all use except gambling. App doesn't have direct customer support. First contact is computer roundabout. When you get a person it takes forever for a response or even know they're still there. I was dropped 3 times for resolving.
1 person found this review helpful
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James Duffy
July 1, 2023
Mercury bank is great. The app, however, doesn't allow me to log in. It sends me an email verification link, then when I click the link it says "Verification unsuccessful. Try re-opening the verification link from the same device you used to log in." Have tried multiple times on multiple browsers to no avail. Can log into the mobile website in my browser just fine.
39 people found this review helpful
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Jessica Sorenson
April 17, 2026
I thought everything was going smoothly and was excited to receive my first payment of hard-earned money. Shortly after, before being able to use any if it, my account was closed and my funds were held for 60 days due to internal compliance policies, with little communication. Very difficult situation for a new small business. I definitely do not recommend!
7 people found this review helpful
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What’s new

In version 26.36:

• Bug fixes and performance improvements.

—The Mercury Mobile Team