Undo: Get Cash, Pay Later

79 reviews
Content rating
Everyone
5K+
Downloads
Content rating
Everyone
Learn more
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About this app

Undo gives you breathing room when money gets tight. Turn a recent purchase into cash you can use now for what life throws at you next with EasySplit. Pick a recent transaction, and we'll send money straight to your bank account. Pay us back in 4 easy installments over 8 weeks.* Not all at once on your next paycheck.

Better manage your budget and personal finances without unnecessary stress; track your credit score, see where your money goes each month, and keep your personal information private and free from data broker sites, all in one app.

Most pay-later apps only work at checkout, on things you're about to buy. Undo works on what you've already paid for.

Undo is currently available in Idaho, Nevada, Texas, and Utah.*

TURN YOUR PAID EXPENSES INTO CASH YOU CAN USE NOW

- Connect your bank securely with Plaid to see what borrowing power you qualify for
- Pick a recent transaction and get that money back in your account
- Pay it back in 4 equal payments over 8 weeks

TRACK YOUR CREDIT SCORE

- Check your score any time in the app
- Get an alert when something changes*

SEE WHERE YOUR MONEY GOES

- Understand your spending habits month to month
- Manage your budget and spot the weeks your bills stack up before they land

KEEP YOUR INFO PRIVATE

- We work to remove your personal information from data broker sites

STAY INFORMED

- Reminders before every payment
- Alerts on your account, your score, and your spending

SUPPORT WHEN YOU NEED IT

- Reach the Undo team at support@undopower.com

*Terms & conditions apply. Undo monthly plan $14.99/mo, which includes EasySplit, credit score tracking, spending insights, and privacy protection. Cancel anytime in the app. Subject to eligibility & verification requirements. Borrowing power typically between $50 to $200, repaid in 4 installments over 8 weeks. Standard delivery free (2-3 days); express delivery $5. Late fees up to $1.75 per payment. Available in ID, NV, TX, and UT to residents 18+.

1. Credit score monitoring is informational only. Undo does not report payment activity to credit bureaus.
2. Privacy protection results vary.

See our Terms of Service and Privacy Policy.
Pay over time for past purchases.
Updated on
Sep 30, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 3 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

79 reviews
Chef D
July 21, 2026
well I really can't even give it an actual review. in order to do that you would have to ACTUALLY BE ABLE TO LOGIN. literally can't get past the bank verification page. if you try to connect the same account it gives you an error if you add it as a new account it freezes. I have had the app for 3 months and attempted to log in once a week knowing that it was a new app. but honestly I have given up on it.
1 person found this review helpful
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Kikoff Inc.
July 22, 2026
Thank you for taking the time to share your feedback. Undo is being rolled out in stages, so some members may be placed on a waitlist before gaining access. We also want to clarify that you are not charged while on the waitlist. We will notify you when your access is available. Thank you for your patience.
Gordon Fucho
June 3, 2026
WARNING ! AVOID UNDO. Signed up & added banking info with plaid. Only to see a pop up stating I was on a wait list?? There was no way to backspace. Or go in & out of the app to cancel the account. of course they conveniently omit that BEFORE you sign up. what they didn't omit was how much of a monthly donation you want to pay. Another money grab...PS to the response from a true con artist: " not charged while on the waitlist" isn't the issue & you know it UNDO ! Disclosing it BEFOREHAND is !
11 people found this review helpful
Did you find this helpful?
Kikoff Inc.
June 3, 2026
Hi Gordon, we understand your frustration. Undo is being rolled out in stages, so some members may be placed on a waitlist before gaining access. We also want to clarify that you are not charged while on the waitlist. If you have questions about your account, please contact support@undopower.com.
Carmen Martel
July 13, 2026
The way I see it, you skip over to new requests while leaving those who have been waiting for a long time on the waiting list. Why not just be upfront about it? Putting someone on the waiting list is basically a way of saying you don't want to provide the service. How else can you explain moving *up* in position—meaning the wait gets longer—instead of moving down?
3 people found this review helpful
Did you find this helpful?
Kikoff Inc.
July 13, 2026
Hi Carmen, we understand your frustration. Undo is being rolled out in stages, so some members may be placed on a waitlist before gaining access. We will notify you when your access is available. Thank you for your patience.

What’s new

bug fix & optimizations
Content rating
Everyone
Learn more

App support

About the developer
Kikoff Inc.
support@kikoff.com
633 Folsom St Ste 300 San Francisco, CA 94107-3600 United States
+1 844-741-9300

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