Tawuniya | التعاونية

61.5K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

Stay Protected with Tawuniya Insurance Super App
Tawuniya brings you a seamless digital insurance experience. Whether you need to track a claim, renew your policy, or find healthcare providers, everything is at your fingertips.

Top Features:
✔️ Manage your policies easily.
✔️ Submit and track insurance claims.
✔️ Renew your policies quickly.
✔️ Find healthcare providers.
✔️ Receive real-time notifications.
✔️ Improve member wellness through the Tawuniya Vitality program.

More on the Tawuniya Vitality program:
The program helps you in understanding your health status and works with you to elevate it and adopt a healthier, more active, and rewarding lifestyle. It is based on behavioral science along with proven methodologies that creates a customized wellness program which fits your needs and rewards you for your healthy choices.
Key features:
Physical activity and lifestyle goals
Get weekly personalized physical activity goals and lifestyle goals that encourage healthy habits.

Track your activities
Connect an app or wearable device to track your steps, workouts, heart rate and activity progress.
Health Data Integrations in the Super App
Tawuniya Vitality can securely sync step and fitness activity data from supported health platforms only to calculate activity levels and award points:
Google Fit – Read and sync step count and fitness activity data from compatible apps sharing data with Google Fit.
Samsung Health – Read and sync step count and fitness activity data from compatible apps and devices sharing data with Samsung Health.
Health Connect – Read and sync step count and fitness activity data from compatible apps and devices sharing data with Health Connect.


Points and Vitality status
Earn points for completing healthy activities and earn a Vitality status. The higher your Vitality status, the greater your rewards.

Exciting rewards
Enjoy weekly vouchers and discounts from a range of reward partners.
Manage your insurance with Tawuniya. Submit, track, renew, and many more.
Updated on
Sep 22, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, App activity, and Device or other IDs
  • This app may collect these data types
    Health and fitness
  • Data is encrypted in transit
  • Data can’t be deleted

Ratings and reviews

61K reviews
Adnan Arif
September 2, 2026
This app has to be the worst one, I've ever used. Every time I have to use it, I have to login, enabling biometric login is supposed to make the process of logging in easier, but that doesn't work either. I have to input my ID, and then the OTP, EVERY TIME I USE IT.
5 people found this review helpful
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Florin Vasilescu
July 29, 2026
Worst assurance company and doctors which I meet ever. Only take money but not offer services. Even cover tests they don't approve. add more Please change app developer. App is full of bugs. examples: 1. Chose claim amount in Eur but still show in SAR 2. Renew customize policy, fill all required fields and when press proceed come error message that missing data in mandatory fields. 3. Also e-mail address where claim apps is not working.
17 people found this review helpful
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shahid younuspur
August 8, 2026
Extremely Disappointing Experience This is honestly one of the worst insurance companies I have ever dealt with. The service has been extremely disappointing, and the overall experience has been frustrating from start to finish. Poor communication, unnecessary delays, and a complete lack of proper customer support. I would not recommend this insurance company to anyone based on my experience.
4 people found this review helpful
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What’s new

Thanks for Using Tawuniya App. This release brings:
-General bug fixes.