Prosper: Personal Loans

Hlola izinketho ezintsha zemalimboleko yomuntu siqu noma uphathe imalimboleko yakho ekhona ngohlelo lokusebenza lwe-Prosper: Personal Loans.

Usanda kufika ku-Prosper? Zinike imizuzu emibili ukulinganisa inani lemalimboleko yakho yomuntu siqu, amazinga enzalo, kanye nezinkokhelo zanyanga zonke ngaphandle kokwabelana ngenombolo yakho yocingo noma i-imeyili. Uyakuthanda okubonayo? Thumela isicelo sakho ngaphansi kwemizuzu emi-5 ngohlelo lokusebenza lwe-Prosper: Personal Loans, bese ulungela ukuxhaswa ngemali ngosuku olulandelayo (ngosuku olulodwa lwebhizinisi uma uhlangabezana nezimo ezidingekayo). Finyelela izinga elimisiwe, imalimboleko yomuntu siqu enenzalo ephansi kusukela ku-$2,000 kuya ku-$50,000.

• Thola inani lemalimboleko elilinganiselwe kanye nezinga lenzalo ngokuthepha kathathu kanye nemizuzu emibili
• Khetha phakathi kwesikhathi esincane seminyaka emi-2 noma isikhathi esiphezulu seminyaka eyi-6 (1)
• Thumela isicelo ngqo kusuka ocingweni lwakho ngaphansi kwemizuzu
• Izinga Lephesenti Lonyaka (i-APR) lisukela ku-8.99% kuya ku-35.99%, kanti amanani aphansi kakhulu ababoleki abafanelekela kakhulu izikweletu
• Isicelo siphazamisekile? Qhubeka lapho ugcine khona
• Thola uxhaso lwangosuku olulandelayo ngesikhathi esincane njengosuku olulodwa lwebhizinisi uma uhlangabezana nezimo ezidingekayo
• Zonke izimali mboleko zomuntu siqu ezenziwe yiWebBank.

Usuvele umboleki? Phatha imali mboleko yakho yomuntu siqu kalula noma kuphi ngohlelo lokusebenza lwe-Prosper: Personal Loans. Manje ungangena ngemvume ku-Akhawunti yakho ye-My Prosper kalula nangokuphephile nge-Fingerprints noma i-Face Recognition. Yenza inkokhelo, usethe izinkokhelo ezizenzakalelayo, futhi ulandelele inqubekela phambili yemali mboleko yakho. Konke kusuka entendeni yesandla sakho. Khohlwa amaphasiwedi futhi uqinise ukuphepha. Sebenzisa i-Face Recognition/Fingerprints ukuze ufinyelele i-Akhawunti yakho ye-My Prosper
• Hlala uqaphile izinkokhelo ezizenzakalelayo noma wenze inkokhelo ngesandla noma nini, noma kuphi

(1) Imali mboleko yomuntu siqu nge-Prosper inesilinganiso samaphesenti sonyaka ("APR") esingu-8.99% kuya ku-35.99%, isikhathi esiphakathi kweminyaka emibili neyisithupha, kanye nemali yokuqala kusukela ku-1% kuya ku-9.99%. Isibonelo, imali mboleko yomuntu siqu yeminyaka emithathu engu-$10,000 enenzalo engu-17.29% kanye nemali yokuqala engu-8.99% kuholela ku-APR engu-24.19%. Uzothola u-$9,101.00 bese wenza izinkokhelo zenyanga ezingu-36 ezihleliwe ezingu-$357.97. Imali mboleko yomuntu siqu yeminyaka emihlanu engu-$10,000 enenzalo engu-15.63% kanye nemali yokuqala engu-8.99% kuholela ku-APR engu-20.02%. Uzothola u-$9,101.00 bese wenza izinkokhelo zenyanga ezingu-60 ezihleliwe ezingu-$241.22. Ukuthi uyafaneleka yini ukuthola i-APR ethile noma isikhathi semali mboleko kuzoncika ezintweni eziningana, okuhlanganisa (kodwa kungagcini lapho) isilinganiso sakho sesikweletu samanje kanye nolwazi olunikezayo esicelweni sakho. Amanani aphansi kakhulu angawabafakizicelo abafanelekela kakhulu isikweletu. Izinga lakho langempela lingahluka. Ukufaneleka kwemali mboleko yomuntu siqu efika ku-$50,000 kuncike ezintweni eziningana, okuhlanganisa (kodwa kungagcini lapho) umlando wakho wezezimali, amaphuzu esikweletu, imali engenayo yanyanga zonke, kanye nezindleko zanyanga zonke. Ukufaneleka kwemali mboleko yomuntu siqu akuqinisekisiwe, futhi kudinga izibopho ezanele zabatshalizimali ukuze baxhase. Inani lakho lokukhokha lanyanga zonke lingase lihluke ngenyanga yokugcina yemali mboleko yakho.

Ukufaneleka kwemali mboleko yomuntu siqu akuqinisekisiwe, futhi kudinga ukuthi inani elanele labatshalizimali lifake imali ku-akhawunti yakho nokuthi uhlangabezana nesikweletu neminye imibandela. Bheka Isivumelwano Sokubhalisa Umboleki ukuze uthole imininingwane kanye nayo yonke imigomo nemibandela. Zonke izimali mboleko zomuntu siqu ezenziwe yiWebBank.

I-About Prosper yasungulwa ngo-2005 njengemakethe yokuqala yokubolekisana kontanga e-United States. Kusukela ngaleso sikhathi, senze imali mboleko yomuntu siqu engaphezu kwezigidi eziyi-19 zamaRandi kubantu abangaphezu kwesigidi.

NgeProsper, abantu bangatshala imali komunye nomunye ngezindlela ezizuzisayo ngokwezezimali nangokwenhlalo. Ababolekayo bafaka izicelo ku-inthanethi zemali mboleko yesikhathi esinqunyiwe, ephakathi kuka-$2,000 no-$50,000. Abantu ngabanye kanye nezikhungo bangatshala imali mboleko futhi bathole imbuyiselo eqinile.